International commerce is becoming more difficult each day. Supply chains are stretched to the point of breaking by geopolitical disruptions, global pandemics, war and government actions.

Unbridled controls on currencies promote inflation and threaten global economic collapse. Demographic aging in the industrial world is slowing consumption. Antiquated banking systems seem to erect barriers to the efficient movement of capital which constrains growth.

Meanwhile, new approaches to the movement of capital, including crypto-currencies, fluctuate wildly and are not stable havens for large-scale business transactions.In our opinion, the first part of the solution to speeding international commerce is to fix its underpinning technologies.